Suppose \(R\) is a commutative ring with 1 and \(x, y \in R\) satisfy \(xy = 0\) and \((x, y) = R\) (i.e. the ideal generated by \(x\) and \(y\) is the whole ring). Prove that the \(R\)-module homomorphism
\[ \psi :R\to R/(x)\oplus R/(y) \]
sending \(f\in R\) to its image in \(R/(x)\), and in \(R/(y)\), is an isomorphism.